J. Hass Group

A young woman is preparing to marry the man of her dreams. In less than a year, she will walk down the aisle to start her new life as Mrs. Everyman. While the initial preparations for the small wedding are already complete, the woman has a pressing financial concern. She has a large amount of debt from her college years. Back then, she used several credit cards for living expenses and textbooks, and once she started her new job after graduation, the woman continued to use the credit cards to buy needed items. Unfortunately, she was late on a few payments, and her interest rates are now too high to pay off each card’s balance. Each night, she worries that her credit rating will affect that of her soon-to-be husband.

The above story is a common tale among new professionals. With credit card payments, several college loans and other means of debt, these people sadly find that debt in the real world is a miserable reality. That is why the J. Hass Group has helped clients of all ages get through the process of debt settlement.

The J. Hass Group cares about the financial future of each of its clients. The firm’s primary mission is to help individuals go through debt settlement. With assistance from the J. Hass Group, hard-working people no longer have to live with the fear that they will never save enough money to retire comfortably.

Doubt and fear are often factors that affect a person’s daily life if he or she is in debt. Ultimately, the J. Hass Group will guide a client through the complex process of debt settlement. The experts at the J. Hass Group will make sure that its clients no longer have to dread the future. Instead, once the debt is settled, an individual can once again start to save money for a brighter financial future.

Not so long ago, Jason Hass started a company in Scottsdale, Arizona. He envisioned a place where financial experts could help average Americans find ways to settle debt problems. His plan was simply to set up a firm that was accessible to anyone who had the determination to get through the complex process of debt settlement. Today, his firm, the J. Hass Group, has expanded from that one space in Scottsdale to nearly one hundred offices throughout the United States.

Without a doubt, the J. Hass Group is a success. Nonetheless, the firm’s rapid expansion to other regions and its ability to currently handle nearly four hundred million dollars in debt is not the only success story. The firm’s basic formula was, and always will be, understanding individuals’ needs and helping them get through debt settlement. The J. Hass Group knows that people need a strong ally in their darkest hour. The firm strives to be that friend until each client has finished the debt settlement process.

The IAPDA (International Association of Professional Debt Arbitrators) Certified advisors at the J. Hass Group understand that the greatest successes are achieved, not by their own company, but by their firm’s very own clients. For them, success only happens when their clients are no longer in debt. Fortunately, scores of people are now debt-free because of that mission.

Getting to a point where one is finally debt-free does take some time and patience. In fact, the success stories of clients who work with the J. Hass Group do not happen in a matter of days or weeks. Going through debt settlement can be a complex process. Luckily, the service-driven financial experts at the J. Hass Group adeptly meet the needs of their clients throughout the stages of debt settlement. In the end, success in getting out of debt can only begin by making that first step and contacting the J. Hass Group.

There are many benefits to debt negotiation for consumers, as long as the debtor is working with a reputable firm that knows how to deal with credit card companies and that understands the latest industry regulations. Firms like the J. Hass Group provide this service and assist consumers in getting out from underneath mountains of debt that are causing huge financial hardships. Debt negotiation can also provide benefits for the credit card companies, which is a fact that many consumers do not realize.

Debt negotiation agreements typically end with the creditors agreeing to the reduction procedure because they need some amount of money, and in many cases, they are not getting any payment from the consumer because the interest and penalties have compounded to an insurmountable debt. For the credit card companies, getting a small amount from defaulting debtors is better than getting nothing at all. For the company, debt negotiation is preferable to consumer bankruptcy because with bankruptcy, the company doesn’t see a penny of what is owed. In situations in which consumers owe a great deal of money, avoiding bankruptcy is usually a better option for credit card companies and lenders.

For consumers, debt negotiation is preferable to bankruptcy in many cases because it is not as damaging to the consumer’s credit rating and is often not as time consuming and messy. Debt negotiation is a type of financial service that has become much more common in the United States, especially lately with the poor state of the economy and so many consumers who followed the trend of having too much debt. In recent years, credit card companies gave away large amounts of credit to people who may not have been the best candidates to qualify. For example, many college-aged students found themselves suddenly in debt with no immediate means to repay large amounts of money. Even individuals with the best intentions often found themselves with more debt than they could handle. But luckily, one solution seems to be working.

When working with a reputable company like the J. Hass Group, debt negotiation is beneficial for credit card companies as well as consumers, as long as there is a skilled and knowledgeable negotiator working out the deal.